When you are on the hunt for a medical aid plan, every scheme seems to be confident that it has the best one for you. But how do you know which to choose, understanding that one can easily feel overwhelmed by various medical aid quotes? When requesting medical aid quotes, you are actively reaching out to a medical aid provider. How they respond, and how your relationship continues thereafter, are key factors in finding the right medical aid for you and your family. Here are our top tips on how to spot a good quote when you see one.
What Are the Major Benefits and Are They Flexible?
Take a thorough look at the key benefits mentioned in the different medical aid quotes. Apart from your medical needs, it\’s important to consider your lifestyle when choosing a plan. If you\’re active, you may benefit from a rewards-based program. The Medshield Loyalty program offers rewards-based premiums for items like going to the gym and implementing wellness shopping. Does your current quote include options that are tailored to your needs? Have they considered your budget? Good medical aid quotes should provide you with a few different options, based on your unique requirements. Be honest about your current and possible future demands, and see whether or not the plan is flexible.
How Is Their Client Service?
First impressions always matter. Your relationship with your medical aid provider starts as soon as you request medical aid quotes. Be sure to take note of their client service and willingness to help. Now is also the time to ask as many questions as you want or ask for advice when you\’re feeling a little bit lost – we are here to help every step of the way. When it comes down to it, you should have peace of mind knowing that your medical aid knows your story, knows what you need, and knows how to communicate it to you effectively and in a timely manner. Your medical aid should be easy to contact and be available when you need help in the future.
Simply put, you should feel comfortable that your provider has taken enough time to truly understand your specific circumstances and is therefore in a position to provide a solution that has you adequately covered.
Are You Getting Value for Your Money?
In a nutshell, the two most important factors a person considers when comparing medical aid quotes is whether or not they are affordable, and if the available plans can deliver when necessary. Pinpoint where you are willing to compromise and where you are not, and see if the overall plan is good value for what you are paying. A good quote will provide you with a detailed list of what is covered and what is not, according to the premium of your choice. Set up a budget estimate and be honest with yourself and your broker when viewing medical aid quotes about what you are willing to accept and what you do not feel is quite necessary just yet.
If you enjoyed this article and you are still looking for the perfect plan for you or your family, request a quote here or browse through our Benefits Guide. We\’d love to help! Alternatively, request a call and we\’ll get back to you as soon as possible.
